I took off a day last week, in part because I needed a break but also to catch up on things. The proverbial ‘to-do’ list was burgeoning. I still have a lot going on but I’m better y’all. And, I plan to stay that way.
Besides dropping off my vehicle for repairs (at a new place) sorry old place, I reconciled all the bills from my recent medical services. I tried to be mellow but oy vey. What a freaking racket.
I needed anesthesia. There was a doctor for that purpose who flew into the room all clipboard in hand, asked questions but appeared not to care enough to wait for answers. I don’t think he did anything but he still had to be paid. His nurse was the one that watched me as she was planning her wedding. No I didn’t dream it, this conversation went on before I went under. She too sent a bill. Here’s the rundown of both:
His charge was $1360 with insurance paying most of the member rate at $223. Yep without insurance that mofo could have claimed and received $1360 for a 3 minute conversation to ask me some questions. $223 is bad enough.
Her charge was $1040 with insurance paying most of the member rate at another $223. Funny how the member rate was exactly the same despite her original bill being less and her doing more work (if watching me for 20 minutes as I sleep is considered more). Well of course it is.
The leftover for me after insurance paid was $25 to each person. That means I paid $50 out of pocket. When you count the insurance payments of $446, $496 was paid in total. Why? Because I have insurance. Without insurance, we’re talking $2400. More than quadruple. Something is greatly wrong with that picture. I mean seriously!!!! Rotten.
I’d love to know the true cost. The medicine, the equipment, a fair fee for the provider. The insurance company contribution makes this feel like a pyramid scheme. I’m glad I am only out of pocket $50 bucks but I feel for anyone else without the same means.
Alright, I’m worn out. Until next time, be safe. Peace.
As always, more to come.
J-Dub's Grin and Bear It 