Category: #QQ4U

#QQ4U which is better?

Published on by J-Dub9 Comments
  • 10 cents per debit card transaction
  • 1% cash back

I’m also testing the share because I like a challenge dammit!!!

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#QQ4U on Financial Stewardship

Published on by J-Dub15 Comments

… Or just funny math

Which is better?

.5% off the interest rate on 20,000 over 60 months

Or $1500 off the purchase price

Or depleting your savings and pay in full because you don’t want to eff with the financing?

Thing is this money is just sitting around in a savings account getting peanuts for interest. The interest rate on the truck loan is way more than we’re earning. Seems like financially paying cash would be better. But having less than five grand in liquid savings is scary. Technically we do have other savings but we can’t touch that without penalty. Maybe we should live on the edge?

Asking for a friend.

As always, more to come.

#QQ4U ~ WordPress Photos

Published on by J-Dub23 Comments

If I upload a photo from my Word Press media to a post then later delete the picture from my Word Press media, will the picture disappear from the post?  I only have a free version of WP and photo space is lacking.  I am not at all technical and I wonder if the photo would stay for viewing because it was uploaded or does the pic always link back to media.  I want to delete some pics to make space.

Inquiring minds want to know.

As always, more to come.

#QQ4U Please Help Me Choose. Vote Now!

Published on by J-Dub14 Comments
  1. Kosta Bode Vase
  2. Howard Miller Wall Clock
  3. Tissot Savonette “T-Pocket” Watch
  4. iPad – 6th Generation
  5. Apple Watch
  6. Dyson Fan – cool and warm (hopefully of the non-cancer causing variety)

There was more to choose from in the catalog but this is my narrowed down list.  I had an employee once who went out to various online sites pricing every gift option available.  He proceeded to pick the most expensive one which he didn’t even like but he was not going to be “cheated”.  His mom received a very nice curio cabinet that year.  LOL.

I did not include any jewelry.  I already have a ring from year 10 and two watches from years 15 and 30.  We are okay on the luggage front and we do not travel much anyways.  I need a vacuum cleaner but help me I cannot go there … not a wedding anniversary but an anniversary just the same.  I do enjoy cookware and nice dishes and I am too cheap to buy them. Hmmm.  Perhaps I should expand my list.

Vote now!!  Add a number to the comments.  You’ll be saving me hours of over analyzing.

As always, more to come.

 

#QQ4U ~ Can You Help A Pack Rat?

Published on by J-Dub13 Comments

Is there a place I can take paper for shredding??  Industrial sized shredding I mean. And is there a place to take broken “toys”?

Inquiring minds want to know.

Why am I asking?  Well I wrote multiple times in the 2nd half of 2018 about organizing my office and de-cluttering.  I had the … BEST … TIME … EVA as in EVER!!! And that’s no joke.  However as we are in the process of getting our shower repaired, stuff has to be moved and we thought why not use the EMPTY office closet.

Uh ya, not an option.  After all those weeks of hard work, I finally realized I never opened the closet.  When I did I found out damn, we’re rats of the packing variety. Shoved inside the closet in the boxes from the replacement items was a printer, a keyboard, a PCU, a personal home office shredder (that can’t help me now as the job is too BIG) and miscellaneous paperwork back to 2001!!! WTF.  And why the hell would we keep broken stuff???

Let me know in the comments would ya … what’s a place you go to shred papers?  Muchos Gracias y’all.

As always, more to come.

So, … Funny Math Pharmacy & Grocery Store Edition + #QQ4U

Published on by J-Dub12 Comments

As I live and breathe

Why I never

Well I ought to

LOL!  This is random musings of the manic kind. And I can call myself manic for anyone who thinks I’m not PC. J-Dub is wired right now.

So, … the new insurance kicked in January 1.  Same carrier, moved to HSA but that didn’t change the coverage.  Or so I thought.  Here’s the funny math story y’all.  I was picking up an RX for B.  Same one he has taken the last 3 or so years.

Pharm Tech: Oh, did they tell you how much this would be?

Me: It’s about 2 bucks right?

Pharm Tech: It’s $140 with no insurance.

Me: But we have insurance.

Pharm Tech: Ugh! Oh sorry.  Not you.  The system did it again.  Do you have your card?

Me: As luck would have it, why yes! Yes I do.

This kind kid … rocking the beard … looking so much like my Pony went through all the steps to find and re-add my insurance.  Me I listened to the car radio while taking deep breaths.

Pharm Tech: Okay we’re good but it’ll be @ 45 minutes.  Can you come inside?  I have to re-run this as insurance.

Me: Uh nope.  I’ll be back mañana.  He has 10 pills left to tide him over.

***************************************************************************

Up next, funny math grocery edition.  I rarely shop HEB though I should because they give back to this community directly but the one nearest me is the biggest in the city y’all.  And today on a Sunday after my Hone Depot run, I knew I was playing all loosey goosey.

Anyhow.  I have a list and was not going to deviate.  But ya see, the selections are different.  That means in addition to named brand, I have store brand.  AND store brand as the higher end HEB along side the bargain barrel Hill County Fair.

Well you can’t fool me twice.  I am not buying name brand.  Why would I? As my Econ teacher from my 1st year at SAC reminded us students, Old Panther generic brand milk is the SAME milk as Borden.  He swore to us … do the math, he said.  Oh Hey that might be the start of my affliction.  Now my fuzzy mind cannot remember why the non-brand was cheaper but at the time, Dr. K explained it well and I thought those bastards!!!

I did not.

Or maybe I did?

Who knows?

Only the Shadow knows.

Bwahahahaha.

Anyhow, I got the Hill County Fair don’cha know. And our weekly receipt was under 100 smackaroos.  That’s for six dinners and five lunches.  We still had fixings for breakfast. Man cheap stuff sets off my OCD.  Again, don’t call the PC goon squad. They’ve got more important things to do.   And I am talking about ME!!!!!

Now to wrap this up, I have a #QQ4U.  I forgot my coupons y’all.  While I don’t frequent HEB often, I did go to get coffee recently.  I have two coupons that expire today.  One for $2 off produce if you spend more than $2 and $3 off a basket of $30 or more.  That’s 5 smackroos left sitting on the table.  I have already called the store and if I go back receipt in hand, they will credit me.  I am jonesing y’all.  Should I go back?  Inquiring minds want to know … asking for a friend.

As always, more to come.