So, … My Head Hurts

We switched to the HRA and now our prescription drug coverage has a deductible.  Though in the marketing to compare and contrast the PCA and HRA, the literature said the RX coverage was the SAME!  Bullshit!

I also have a very teeny tiny HSA to buy my big red boat one day.

The inequity is just wrong.  We are still fortunate but now we are middle tier price-wise for medicine.  If only I didn’t know others got the same drugs for less. Of course to get back into best tier status, We’d have to go to a PCA and pay much more in premiums.  This is a racket I tell ya.  And sad that folks have to go without due to this crooked system.

I wish I knew what to do to help.

As always, more to come.


5 thoughts on “So, … My Head Hurts

  1. It’s getting worse, every year. Two years ago, it took a sudden hearing loss, complete with MRI and many doctor visits, AND an ambulance ride to the ER to exceed my deductible, but not my maximum-out-of-pocket spending. This year, I’d need two ambulance rides, and I wouldn’t come close to that OOPS limit.


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